Are You Prepared? ~ bevntempe

Now that I’ve survived my surgery, it’s time for another post. I always wonder after being having anesthesia if I’ll wake up and return to the living. “Did I tell my hubby how to balance the checkbook, pay bills, leave instructions on how to run the washing machine, and the eternal list of what happens if I don’t wake up.”

So . . . . time for some practical advice for our ever changing world.

Are You Prepared?

How many of you are prepared in case of an emergency? Would your next-of-kin or loved one know where to find the information about banks, insurance policies, credit cards, and how to pay bills? Do you have a list of utilities, doctors, medications, lawyers, and people to notify if necessary? Do you have advance directives? Do you have a will? Are you a member of the sandwich generation – taking of your parents? Do you know their information?

In an Arizona Republic article from December 2007, broad categories and information are suggested that professional organizers, financial experts and life coaches believe spouses and significant others should gather and share.

These suggestions are for anyone – the lists can be simple or more detailed. Apply them to your own life. I’m sure software applications are available for this type of record keeping or you can design your own. Just be prepared! Another thing to remember is to keep your records up-to-date. Things do change.

One very important note, be sure to keep the information in a safe place:

Financial

Banking, savings accounts and household budgets

Record passwords and PIN numbers that access accounts. Also share where the checkbook is or online-checking passwords.

Taxes

List the name of the person who does the taxes and where copies of back tax returns and documents for this tax year can be found.

Credit cards

Compile all account numbers and outstanding debts along with phone numbers in case you need to cancel accounts.

Power of attorney

If you have assets you don’t own jointly, each spouse should have a power of attorney for the other and then store the information in a safe place.

Loans

Include names of lenders, amounts owed, account numbers, passwords and a phone number.

Retirement plans

Become familiar with the other spouse’s pension plans, 401(k) accounts, IRAs and Social Security benefit statements.

Household

Compile the company name, phone numbers, maintenance records and passwords necessary for the following:

Itemized list of household

Write a list or video your household possessions. This will be invaluable incase of a fire and proof is necessary for replacement.

Professionals

List contact information for doctors, lawyers, financial advisers, investment professionals and others.

Utilities and bills

Includes gas, water, electric, telephone and cable-TV service. Write down information for other bills, too.

Contractors and service workers

Include repair workers for plumbing, air-conditioning, auto repair, odd jobs and irrigation systems.

Dependents

This category includes children, aging parents and pets. Information should include:

Medications

Keep a list of medications and dosages taken by children, parents and pets.

Relatives and friends

In the event that something happens to either spouse or to both, list the names of relatives and friends who should be notified.

Caregivers

List the names and phone numbers of people who watch your children or care for elderly parents and pets. Remember to include doctors and the preferred hospital to go to in case of an emergency.

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30 Comments

Filed under BevnTempe

30 responses to “Are You Prepared? ~ bevntempe

  1. Bev,
    I had no idea you were going under the knife. Happy to hear you survive, and hope you are on the mend.

    Your post brings up so many good points, and I have been trying to accomplish this task for years…..seems every time I would get it almost organize …something would come up and, I would forget to finish it.

    Maybe it’s something, I should do every February…starting with this one. 🙂

  2. Being no stranger to surgery right before I go under the knife I call my sister in law and remind her that should I die on the table she’s taking my dogs! Everything else I don’t care about!

  3. Nannymm

    I hope all is well, Bev, and that you are on the mend.

    These suggestions are excellent. I think I need to get busy implementing them.

  4. dnd

    Great post Bev. I need to get busy.

    Hope you’d feeling better.

  5. dnd

    As to Sen. Gillibrand:

    Unless your rifles are an over/under rifle/shotgun combination or an fully auto AK-47 with a night scope, chances are it’s not going to protect you from home intrusion. It will probably help you scare those kids playing on your lawn 😉

    As to keeping them under the bed when you have two small kids in the house, you’re asking for tragedy. Take your mom’s advice and put them in a locked gun case.

  6. chef sheila

    Great advice Bev,

    Here is my contribution for the day and Happy President’s Day everyone,

    I am sooooo exhausted…I’m being mindless after that crazy weekend….I must train my clients better.

    Here is a well spoken saying FINALLY being moved around the Interenet. I think President Obama will be known for this one someday.

    “Focusing your life solely on making a buck shows a certain poverty of ambition. It asks too little of yourself. Because it’s only when you hitch your wagon to something larger than yourself that you realize your true potential.” Barak Obama

  7. Douche bag sheriff in SC giving a press conference, what a crock.

  8. “The House GOP Is Back”: Republicans Promote Stimulus Opposition With Aerosmith

    http://www.huffingtonpost.com/2009/02/16/the-house-gop-is-back-rep_n_167213.html

  9. Nannymm

    Sheila! Good to see you! We’ve missed you lately.

  10. Nannymm

    Just watched that Cantor video. The man is a moron and the video is astounding. Does he think this is all some big joke or a game? Doesn’t he get the seriousness of where we are and the issues we are facing? Frankly, I’m appalled by his attitude.

  11. Nannymm

    Regarding those copters…. I don’t see why they need so many of them. Wouldn’t it be wiser to have fewer and save the rest of that money for other priorities?

  12. The whole project should be scrapped, sends the wrong msg.

  13. dnd

    Nannymm,
    My brother is a pretty hard core conservative. He thinks:

    1. Bush single-handedly ruined the Republican party
    2. The Republicans left in Congress are the party’s nut-cases
    3. Obama is doing a great job

  14. dnd

    Let’s see, $400 million / helicopter * 23 helicopters = $9.2 billion. During these times of economic turmoil, I see an easy way for the President to score political points: scrap the project. Of course Boehner and McConnell probably think we should give tax breaks to Lockheed Martin 😉

  15. Nannymm

    Dnd, I agree with your brother. The repugs left in congress are certifiably insane. I hope the true republicans and conservatives out there give them the boot.

    As for the copters, I am concerned that the existing fleet is so old, some as old as 35. I do want our president to be safe and not flying in old rickety choppers. Thus, I think it might be prudent to add a few (three sounds about right) new copters to the fleet.

    As for Boehner and McConnell, they want to give tax breaks to everyone except those who truly need them.

  16. So last night I was out with the dogs in the park and ran into some of the local dog crowd and of course we ended up discussing the stimulus bill. One fellow commented “well the market doesn’t seem to like it”, my reply was “so”.

    One thing I think the president needs to work on is getting the message out that this bill is about Main Street, not Wall St. and that the market is the sole indicator of economic health.

  17. dnd

    “So last night I was out with the dogs in the park and ran into some of the local dog crowd and of course we ended up discussing the stimulus bill. One fellow commented “well the market doesn’t seem to like it”, my reply was “so”.”

    Brian, what the market doesn’t like is uncertainty. It makes no difference if there’s a stimulus bill or housing fix or banking fix or nothing whatsoever. Since nobody knows what or when the economy is gonna turn around, that’s what is making the market skittish.

    Also, I think Geithner’s proposition that we may let some of the stinkers in finance fail really gave them the heebie-jeebies.

  18. Well now that I’ve seen the HBO-Pelosi piece I may never cross the Hudson again!

  19. http://www.journalpatriot.com/fullstory.asp?id=1107

    Stimulus plan’s local impact still uncertain

    A Wilkes County wish list for funding through a $787 billion federal stimulus package has been submitted but local officials still don’t know what, if any, assistance they’ll receive.

    • $32 million for a proposed new county jail and law enforcement center;
    • $20 million for a proposed new health and sciences building at Wilkes Community College;
    • $12 million for improvements at the Wilkes County Airport to create an airport industrial park;
    • $11 million for a water intake on W. Kerr Scott Reservoir and related work to provide a new water source for the Wilkesboros;­
    • $3 million for a new Wilkes Emergency Medical Service main base;
    • $500,000 for improvements to Mountain View Elementary School.

  20. This is an example of one county’s hopes for spending the stimulus package. I have listened to both sides of the argument and if this is typical of how the money is going to be used, I am totally in favor of it. This WILL create construction work and it will help money flow into local economies. It also spends money where it should be spent- in the USA. So, I say, good job to the Democrats in Congress, President Obama and 3 Republicans in the Senate.

  21. I hope everyone is well. Just dropping in to say hi!

  22. This is a tremendous list of emergency information to get together. Great post.

  23. Tom

    Hi thanks for a great post. I’ll be back 🙂

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