Nonprofit Health Care Organizations? ~ dnd

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Opponents of the “government option” in health insurance coverage warn us that in an effort to control our lives, the government option will drive the health insurers so many love out of business.  Fair argument, other than the “insurers so many love” part, but that’s a different rant.  The government can operate these programs without the need for profits, putting for-profit insurers at a distinct disadvantage.

But what if the government does a lousy job at administering health insurance coverage?  It’s a rare program where the government is both efficient and effective.  Will we all die waiting for the OK to get that emergency appendectomy or the chemotherapy?

Nah.  This is America.  Necessity is the mother of invention and free enterprise will come up with a solution.  I predict the solution will be non profit organizations (NPOs) stepping in and taking charge.  NPOs operate like any other business, but they take their profits (technically, their surplus) and apply them to the goals of their business, rather than distribute dividends to shareholders.  They also achieve significant tax advantages.

If the government can’t get the job done, NPO insurers will step up to the plate and hit a home run.

Epilog:  It wouldn’t surprise me if the government contracted out the “government option” to various NPO insurers.

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39 Comments

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39 responses to “Nonprofit Health Care Organizations? ~ dnd

  1. Steve

    From prior thread:

    If Richard Cheney can shoot a guy in the face, cover it up, get discovered and come away unscathed, he can do anything!

  2. dog's eye view

    I would trust an NPO far more than our current for profit system of insurers.

    Link to Bill Moyers interview with Wendell Potter, former PR head of CIGNA insurance.

    [link with excerpts]
    http://www.washingtonmonthly.com/archives/individual/2009_07/019036.php

    link to full program:
    http://www.pbs.org/moyers/journal/07102009/profile.html

    “In his first television interview since leaving the health insurance industry, Wendell Potter tells Bill Moyers why he left his successful career as the head of Public Relations for CIGNA, one of the nation’s largest insurers, and decided to speak out against the industry. “I didn’t intend to [speak out], until it became really clear to me that the industry is resorting to the same tactics they’ve used over the years, and particularly back in the early ’90s, when they were leading the effort to kill the Clinton plan.”

    …. Looking back over his long career, Potter sees an industry corrupted by Wall Street expectations and greed. According to Potter, insurers have every incentive to deny coverage — every dollar they don’t pay out to a claim is a dollar they can add to their profits, and Wall Street investors demand they pay out less every year. Under these conditions, Potter says, “You don’t think about individual people. You think about the numbers, and whether or not you’re going to meet Wall Street’s expectations.”

  3. dog's eye view

    blog might have eaten my comment …

    Good morning all.

  4. dog's eye view

    Here’s link to Bill Moyers interview with Wendell Potter, former PR head for CIGNA insurance.

    http://www.pbs.org/moyers/journal/07102009/profile.html

  5. Steve

    Good morning DEV

  6. nannymm

    Good morning, everyone. Are you all ready for the Sotmayor confirmation hearings? I can’t wait to hear what the repugs have to say. Jeff Sessions just stated on MSNBC that he is anxious to hear her demonstrate a commitment to equal protection for all races. I almost choked on my toast! This coming from a southern repug who failed to receive senate confirmation for the federal bench due to his “gross insensitivity” on racial matters. And isn’t he the guy who thought there was nothing wrong with the KKK?
    Hypocracy, thy name is Sessions.

  7. nannymm

    Hiya, Steve and Dog

  8. Morning peeps, good thread dnd, the truth of the matter is the only thing the right wing thinks the govt can do well is go to war and put people in jail. This entire “red tape” argument being spouting by the right is just one more attempt to keep Reaganism alive, it’s a false argument.

  9. You gotta love the expression on Sotomayor’s face as the repugs speak, you know she’s thinking “Senator you are fucking nuts”.

  10. nannymm

    I agree with you, Brian. It is a great thread today, dnd. 🙂

  11. nannymm

    Protestors at the hearing? WOW!

  12. dog there is no post of yours being held for spam.

  13. dnd

    I hope Sotomayor tells Sessions: ‘Senator, I’d like to revise my statement “I would hope that a wise Latina woman with the richness of her experiences would more often than not reach a better conclusion than a white male who hasn’t lived that life,” to “I would hope wise Latina woman always reach a better conclusion than a bigoted, dumb-ass old cracker like you.”

    The Republicans better be careful. Trotting out false arguments no only makes them look petty, they could also alienate women and Hispanics.

  14. dnd

    Brian,
    I freed dog’s post from spam jail.

  15. nannymm

    “I would hope wise Latina woman always reach a better conclusion than a bigoted, dumb-ass old cracker like you.”

    If she were to say that I’d stand up right here in my kitchen and give her a standing ovation. And I’d bet the media/talking heads would laugh their asses of.

  16. dnd then why didn’t you delete the rest of the spam when you freed up dog’s post?

  17. Prez is making good comments right now, love him linking this battle to Medicare and reminding people that health care premiums are just another form of taxes.

  18. nannymm

    She sounds like an extaordinary woman. Of course, the repugs will only want to know if she is anti- abortion.

  19. dnd

    Isn’t it interesting that today the female face of the Democratic party is Sonya Sotomayor and Regina Benjamin and the female face of the Republican party is (wait for it) Sarah Palin!

  20. nannymm

    It’s interesting, alright, dnd. Interesting and pathetic. Shameful, even….

  21. Don’t think for a minute all these female faces of color aren’t driving the repugs crazy.

  22. nannymm

    I’m sure that’s true. The repugs have to be terrified. 🙂

  23. dnd

    I’ve got a new theory on Sarah Palin. Not a chance in hell the Republicans are gonna let her run for higher office. And because of that she has limited lifetime on her viability as a fundraiser. So how can they use her?

    As a distraction. Currently the Republicans have no ideas and their gratuitous obstructionism has branded them the “party of NO.” They don’t like that. So every time someone brings this up, they will trot out Palin and say: “Hey everbody! Lookie over there! It’s Sarah!”

  24. Sotomayor is doing an outstanding job at remaining stone faced regardless of whatever is being said. She’s been well coached.

  25. Admit it, we’re all waiting to see Franken.

  26. dnd

    Is it a coincidence that two of the Senate’s biggest Deadheads (Leahy and Franken) are on the judiciary committee? I think not.

  27. dnd

    If Sotomayor if confirmed, six of the nine justices will be Catholic. President Obama met with the Pope last week. Coincidence? I think not.

  28. I think Al is a little nervous, understandable.

  29. wow, MSNBC didn’t bleep out “blow job”.

  30. Heads up to those of you HBO, 9:30 tonight, documentary on Teddy.

  31. Definitely the highlight of this mornings session:

  32. dnd

    Yeah Whitehouse demonstrated that Roberts don’t know squat about baseball. Roberts’ claim that judges should be like umpires, just calling balls and strikes, means he doesn’t grok that umpires define the strike zone.

  33. Steve

    Good morning troops. Sorry about my absence yesterday. I did see pieces of the hearings. I thought Feinstein was interesting, very disappointed in Jeff Sessions. I thought he sounded like a fool.

    I will try to get back in here today with more frequency.

  34. nannymm

    Hi Steve, good to see you. I wasn’t around much all weekend. My son was home so I was busy with him.

  35. Morning peeps, new thread

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