Yesterday I received a letter from my health insurance company. They only send me mail for a monthly bill, a claim response, or to notify me of a rate increase in my premium.
As this wasn’t time for my bill and I haven’t made a claim, I figured this was about an increase in my monthly premium.
Much to my surprise the letter was to inform me that my benefits would be improved.
Scratching my head, I wondered when the last time an insurance company, out of the goodness of their heart, decided to increase my benefits without increasing my premiums. The answer was: never.
So why would they now be motivated to do such a thing? I’m thinking they know health care legislation, while yet not signed, is in the cards, and they are afraid. And that’s a good thing.